I didn’t start seriously saving money until I was 24 years old. ‘Seriously’ because I was passively saving money. I know that sounds redundant, but I’m using the word ‘passively’ because I didn’t know what compound interest was. I was keeping my money in an account with zero percent interest.

The benefits of saving money are obvious to me now because I’ve stuck to the habit of saving for more than a year.

Some decisions become easier to make once you’ve made that initial leap. Things like working out, eating right, meditating, reading, and saving money all present their benefits to you as self-evident once you’ve stuck to the habit of doing them.

And once you’ve stuck to those habits, you can’t help but ask yourself, “why haven’t I been doing this?”

It’s not just because you didn’t care. It’s also because you didn’t understand the benefits well enough to start.

Firsthand experience is very persuasive.

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